Essential Things to Change in Insurance Training

Insurance services use knowledge related to finance, regulations, analytics in general and everything else in specific. For example, take project insurance. The insurer needs to evaluate various risks associated with the project. He should be able to make use of project management documents to understand the measures being taken by managers to manage the risks identified by them. He should be able to assess loss in case of claim. He need to use the knowledge of project management techniques in project insurance.

Again, if it is agriculture insurance, an insurer has to get idea about the crop yield, soil quality, farming practices etc. to do a meaningful insurance. So, knowledge of agriculture science need to be applied. Since insurance extends its services to every possible activities in the world or even in space, it has the potential to use every kind of knowledge.

Knowledge gained by insurance professionals during training are to be used. They are not for answering few questions in examination and then forgetting them. There is no end of values that insurance service can add in risk management in any kind of activities. And that is through the use of knowledge related to risk management techniques and also the knowledge related to activities. It may not be expected that every insurance professional will gain knowledge of every activity. But, he will do better if he is able to identify what knowledge to be used from where. This where can be external too.

There can be such training courses that are related to existing practices. But these are at the most basic level. It makes sense if there is a need of organized training on existing practices. There are regular changes in standards, regulations etc. that may create need of organized training to make them known to insurance professionals in formal way.

However, since Insurance service by nature is futuristic, there has to be emphasis on such topics that empowers the professionals to understand the future in scientific way with greater nuance. Such training prepares insurance professionals to go much deep in their profession and make the profession richer.

So, one thing that definitely need to be in the insurance related training is something about the future, something latest, something new, something that make the participants come out from the routine thinking and dive deep into topics related to finance, regulations and analytics or related to the special area of insurance.



Top Ten Best Action Movies

Here are the ten best action movies that got our adrenaline pumping and the dynamite exploding. We love action movies and have seen hundreds in our time.

10. Robocop: A cop is transformed after he is brutally murdered execution style by a notorious gang leader. He becomes a super crime fighter, a Robo Cop who is mostly machine with some remnants of his human memory/life. This film had lots of innovative fight scenes with robots, when that was the huge craze and robots were just becoming known in the late 80’s. Interestingly, Darren Aronofsky has been hired to film the remake, and Aronofsky is a brilliant director (The Fountain, The Wrestler, Requiem for a Dream).

9. Commando: One of Arnold’s earlier films in the 80’s, the title speaks for itself. Schwarzenegger is on a mission to get back his kidnapped daughter, and not even an army will stand in his way. “You know when I said I’d kill you last… I lied.” This is Arnold doing what he does best, shooting machine guns and blowing stuff up. A movie where you don’t have to think.

8. Mission Impossible: Another great film with suspense and excitement. The Mission Impossible team is stealthy and sneaky. Suspended above lasers detection and holding on for dear life as an elevator rockets towards the ceiling. This message will self destruct in five seconds.

7. Rocky: You gotta love this one, “Yo Adrian!”. Rocky Balboa is the prototypical Philly Boxer, he don’t know much, but he can fight. This series was full of excitement except for Rocky V, that one sucked. But with Rocky heads up against fighters like Apollo, Clubber, and Drago, there is tons of boxing action!

6. The Transporter: Fast cars, fast fighting, and hot women. What could be better? Not much, “The Transporter” has it all and like to show off. The car chase scenes and fight choreography are to be admired. The plot is intriguing too, the women, are the package to be delivered.

5. Rambo: An ex special forces guy who can take out an entire police department with a rock and some sharp sticks. The Rambo series show us that with enough will power and makeshift technology, one man can be “an army of one”. One thing you don’t want to do is get on Rambo’s bad side. And yes they’ve made too many in the series, Stallone obviously never says die.

4. Aliens: The first and second and resurrection films in this series were well done. The Aliens depicted in these films are not to be messed with. They are scary looking and will haunt your dreams. Only flamethrowers and a helluva lot of ammunition will take them down. And even then after you shoo them, there could be acid splash back at you. Only Ripley seems to know how to take them down, and maybe that’s because she is carrying one of them inside her, and they don’t want to kill their own. These Aliens are like worker ants only much bigger and much deadlier. The hierarchy is the same though.

3. Predator: How do you kill what you can’t see? Arnold thinks “if it bleeds we can kill it”. Easier said than done as the Predator lives for the hunt and wants humans for trophies. His technology is vastly superior to the measly humans, but lucky for them he will fight on their level for “honor”. This is the only weakness that allow Arnold to have a sporting chance.

2. Terminator: First Schwarzenegger plays a cyborg from the future that comes to kill Sarah Connor, then in T2 he plays one that comes to save Jon Connor to fight for the resistance against Sky Net. I don’t know why but I always think that this apocalyptic scenario is always possible with our technology available. We all await to see whether Terminator: Salvation will be a blockbuster or a failure.

1. Die Hard: “yippy ka yay” This film has action ingrained in its cellophane. Most definitely the best action film of all time. An NYPD cop is trapped in Nakatomi plaza with a bunch of terrorist who hold his wife’s co workers hostage at during an office party. John McClane slips away when they seize control, and manages to undermine and kill off the terrorist one by one. John McTiernan directed this film along with the Predator film, and does an impeccable job.


Does the FBI Use Drones & Helicopters for Aerial Suveillance?

The FBI probably don’t use drones, but the agency certainly uses helicopters and small planes for conducting regular aerial surveillance over a wide area of US cities. What are the signs that your city is being targeted, and especially your particular neighborhood? If you see and hear a small plane constantly flying over your home every day and all night, or a helicopter either flying seemingly aimlessly or hovering not far away from your residence for a very long while, you might be under aerial surveillance by the FBI. If either a small plane or a helicopter seem to be following you wherever you drive, or passing by you wherever you are, these are strong indications of aerial surveillance. If you say anything critical about the FBI, do you hear immediate noise of a plane or a helicopter drawing toward your residence?

If you are under the powerful impression the FBI is tracking you by aerial surveillance, whether by a small plane, a helicopter, a drone, or a quadcopter, this is no joke; you must have done something potentially threatening in the past to elicit suspicions. Think hard about your past actions and whether anything you emailed or searches conducted of keywords at search engines may have provoked a reaction. In addition, you will probably see undercover agents in both familiar and unfamiliar car models following you everywhere, parking close by, and tracking you by foot the places you visit. They usually maintain a low profile by standing nearby, sitting on a bench, or feigning interest in things on a shelf, and leave stores without buying anything. It’s not a good idea to confront FBI agents; you will only worsen circumstances and increase the main agent’s suspicions. What can you do if the above describe what’s happening to you? Do nothing that will worsen your situation. For example, do not try to flee from agents obviously tracking you. Just act normally and go about your business as usual. If you have nothing to hide, then you have nothing to worry about, and eventually the FBI should cease its surveillance of you. If surveillance only continues and is growing more invasive without doing anything out of the ordinary, consider consulting a lawyer as a first step. Then, follow your lawyer’s advice. Although I was doing nothing in my life that resemble a crime, the FBI went on increasing its surveillance of me to a ridiculous degree.



Unlock Your Creative Ideas With This Magic Question

It happens virtually every morning.
You wake up, and there in the paper, or online, or on TV, is a success story. (Yes, they’re there. Sometimes you have to wade through the garbage.) Some entrepreneur, some company, some industry has come up with a game-changer. It might be Elon Musk, or the folks at Apple, or some person you’ve never heard of from some small town you’ve never heard of. But they’ve done it. They’ve come up with something brilliant-a breakthrough.

And you think, “Good for them,” but somewhere, deep down inside, a little part of you dies. Because, once again, it wasn’t you.

But what if you could turn that around? What if you could find a way to turn their success into your success? What if there was a way that you could wake up virtually every morning to a ready-made “breakthrough workshop?”

You can. And it comes down to one, simple five-word question:

“How is this like that?”
I call it the Magic Question.

The root of practically all creativity is in taking two or more things that don’t normally go together and finding a surprising connection. When you ask the Magic Question, you’re forcing your brain to do just that.

I recently conducted a creativity workshop for a brilliant group of credit union marketers. For one activity, I asked a portion of this group to come up with as many answers as they could to this question: “How is working with multiple generations [one of the challenges they had identified earlier] like… an egg?”

Why “an egg”? No reason. I just picked it at random. But it forced them to look at the challenge through a different lens. Twenty minutes later, they had not only come up with answers, they had come up with an entire marketing campaign-complete with copy, tag lines, visuals, and much more. In just twenty minutes!

From an egg.
Now, what if, instead of an egg, you were to use someone else’s breakthrough idea as your starting point? What if, tomorrow morning, you were to do these things, in this order:


  1. Wake up, search for, and find the success story.
  2. Gather your team (maybe take a shower first).
  3. Review the success story.
  4. Ask this version of the Magic Question: “How is what this person/company/industry did like us? How can we take what they did and apply it to our business?”
  5. Spend at least 20 minutes coming up with answers.


Nothing is out of bounds; no answer is too outlandish. That’s because any idea, no matter how silly, could be what I call “the idea that leads to the idea.”

The only unacceptable answer to “How is this like that?” is, “It’s not.” There are always connections, when you choose to look for them.

And one of those connections might just be your next million-dollar idea.



The Success Principles, by Jack Canfield

The Success Principles: How to Get from Where You Are to Where You Want to Be; 10th Anniversary Edition (2015); by Jack Canfield, with Janet Switzer.

Jack Canfield is one of my favorite motivational speakers. I regularly watch his seminars and his informative shorts on YouTube. I decided to read The Success Principles after seeing it on a list among the “Most Inspirational Books”. Having a familiarity with Jack Canfield’s seminars and ideas, I thought it would be a review of the information I had already gathered, so as to solidify the concepts in my mind. However, I soon found that this book was so much more than I expected.

In The Success Principles, Jack Canfield, along with several co-authors and contributors, describes 67 principles to change your life. These 67 principles are broken up into six sections. The first section is “The Fundamentals of Success”. This outlines the basics of what it takes to get started on a life-changing journey. It gives information to change your thinking and to get you to take initiative. Also, there are “assignments” meant to raise your awareness and establish standards for yourself, such as setting goals, developing habits, and learning to take action.

The second section is “Transform Yourself for Success”. This section is all about using these fundamentals to develop your mindset to change your day to day habits toward success. This information is invaluable, as it helps you to reflect on yourself and see where your errors in judgment are. Your current lifestyle and habits say a lot about where you currently are in life. If you’re not where you want to be, it is only your own fault, and more importantly, it is your responsibility to correct the deficiencies.

Section three is “Build Your Success Team”. Focusing on who you are, will identify who you will attract. This applies not only to your personal life, but also to your professional life. You want to spend time around people who share your values. You want to be around people who are likewise driven to succeed. This section also discusses the importance of being a leader and learning to network. Even if you feel anti-social, like me, you must focus on developing leadership and communication skills. Because nobody accomplishes anything great alone. Find people who uplift you and challenge you. Those are the relationships worth having.

Which brings us into section four: Create Successful Relationships. This means having the proper moral purpose toward people. This means actively listening. This means being honest and direct as often as you possibly can. I have applied some of the communication skills outlined here, to much success. There are people I work with who I felt didn’t think much of me. After applying some better interpersonal skills, I came to found out that they were just waiting for me to take an interest in them. I let the people I work with know that they were appreciated, and my presence became something worthwhile to them. Not that one should place their self-worth in others perspective of them, but it is essential that you are held in esteem by others in order to introspectively have esteem for yourself.

Section five branches out into finances. “Success and Money” is the heading. This was impacting for me, especially considering how I was raised and my family’s financial situation. We were not destitute poor by any means, but there were plenty of times that our finances were made clear. We didn’t take vacations. We didn’t have fancy things. One side of my family is hard-working laborers. Salt of the Earth individuals with enough knowledge and skills to match a Bachelor’s or higher in their relative field. My Father can do anything, I’m sure of it. He has the knowledge and skill of ten men. But he has worked hard to make ends meet all of his life. I figured that was my fate as well.

However, I had to learn from this book that I had negative perspectives toward money and wealth. I had several financial self-limiting beliefs that I have to work on correcting. Then, the author continues to describe not just why, but how to improve your financial situation. How to invest in your self and your future. Very helpful information for improving your financial IQ.

The final section is a newly added section: “Success in the Digital Age”. The internet has brought a great wealth of readily available information and knowledge into the world. Unfortunately, it has also brought a lot of excess, distraction, and frankly, meaningless, time-wasting garbage along with it. The effective use of technology is essential to success in the modern era. From representing yourself effectively on social media, to mastering the technology that can advance your goals. These are very important concepts that few people give thought to.

In addition to the book itself, it is accompanied by a wealth of online resources and footnote references to other authors and works.

Overall, if you have any interest in self-improvement and personal development, not only would I say this book is great, but I would say it is an essential addition to your personal library. Jack Canfield is an extraordinary individual. I would also recommend his seminars on YouTube. If you want to take it even further, I would recommend attending his seminars and conferences in person.

Bottom Line: The Success Principles, by Jack Canfield. 10/10